Finance

Buy in confidence with Moyes Finance.

 

We pride ourselves on providing quick and easy finance solutions. We can assist you no matter whether you are looking for dealer finance or for advice from one of our dedicated Business Managers.

We offer vehicle finance and leasing with flexible terms. Competitive interest rates and structured payment options, so a package can be tailored to suit your requirements

Here are a few options to help you get started:
 

Consumer Loan and Security

Our Consumer Loan and Security Agreement plan is one of the most popular methods of financing a new or used vehicle. You can drive away, pay as you go, and at the end of the finance term you own the vehicle.

Benefits of a Consumer Loan and Security Agreement

Affordability
By spreading the cost of the vehicle over an agreed term, you can easily work repayments into your budget. 
 
Flexibility
We can vary your initial deposit and contract length to suit you. We can also structure repayments to your individual circumstances, such as fluctuations in income or company bonuses. 

 

Leasing

Whether you're self-employed with just one vehicle, or you run a business with several vehicles or a fleet, it makes good sense to lease to free up veluable capital.  Moyes Motor Group offers two leasing options - a Finance Lease or an Operating Lease.

 

Finance Lease

Benefits of a Finance Lease

Flexibility
Payments can be structured to align with your business' circumstances, such as flucuations in income 
 
Unlimited Kilometres allowance
There's no kilometre allowance.  However, the expected kilometres travelled during the lease will be taken into account when calculating the expected price to minimise your residual risk. 

 

Operating Lease - designed for businesses with a fleet of vehicles

Benefits of an Operating Lease

Low initial outlay 
Only one advance monthly rental payment is required.

No residual (depreciation) risk 
At the end of the term you simply return the vehicle and can replace it with another. We take care of the sale of the vehicle and there is no residual risk. 

Fully maintained option 
If you choose a fully maintained lease, the costs of routine servicing, replacement tyres and re-licensing are included in your regular payments.

Credit limit 
Holden Financial Services will set up a credit limit based on your total fleet requirements, so you only have to fill in one set of paperwork and simply order vehicles as you need them, within that limit.

 
Smart Buy

Benefits of a Smart buy

Guaranteed Future Value
SmartBuy's guaranteed minimum buyback price gives you an assurance of your vehicle's future value, no matter what happens to the car market in the meantime. At the end of the contract you can keep it, trade it or return it - it's up to you.

Keep It 
Firstly, you have the option to keep your Holden simply by making the final payment. And because this figure is determined up front, you can plan for it financially. If you wish, you may be able to refinance this amount. 

Trade It 
You can trade your Holden and use the trade-in value towards the final payment, keeping any excess or paying any shortfall.

Return It
Provided you comply with the terms of the contract, you can return your vehicle to Moyes Motor Group, paying the agreed fees instead of the final payment.

Flexible Terms
Structure your repayments over a 1, 2 or 3 year period, whatever suits you best.

 

If you'd like to discuss which option is best for you, Call or visit us today!

Moyes Motor Group
510 Ellerslie Panmure Highway
Mount Wellington, Auckland
09 570 7840